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Privacy Policy, Terms & Conditions - My Score Credit Repair

Privacy Policy, Terms & Conditions, and Disclaimer

My Score Credit Repair

Last Updated: November 10, 2025

My Score Credit Repair ("we," "our," "us") respects your privacy and is committed to protecting your personal information. This document explains our policies regarding privacy, terms of service, and important disclaimers when you visit our website www.myscorecreditrepair.in or use our services.

Privacy Policy

1. Information We Collect

We may collect the following types of information:

  • Personal Information: Name, phone number, email address, billing address, and other details you provide through contact or registration forms.
  • Financial Information: Payment details and credit-related data shared for service purposes.
  • Technical Information: IP address, browser type, device information, and cookies.

2. How We Use Your Information

We use your information to:

  • Provide and manage our credit repair and advisory services.
  • Communicate with you regarding your account or inquiries.
  • Improve our services and website performance.
  • Process payments and send receipts.
  • Comply with legal or regulatory requirements.

3. Information Sharing

We do not sell or rent your personal information. However, we may share your data with:

  • Trusted third-party service providers (for payment processing or customer communication).
  • Law enforcement or government agencies, if required by law.

4. Data Security

We use industry-standard security measures to protect your information. However, no online system is 100% secure, and we cannot guarantee absolute protection.

5. Cookies

Our website may use cookies to enhance user experience, track traffic, and improve performance. You can choose to disable cookies through your browser settings.

6. Your Rights

Under Indian privacy laws, you have the right to:

  • Access, correct, or request deletion of your personal data.
  • Withdraw consent to data collection (may affect service delivery).

Terms & Conditions

1. Acceptance of Terms

By using our website or services, you agree to these Terms and Conditions. If you do not agree, please discontinue using the Website.

2. Services

My Score Credit Repair provides credit repair, consultation, and related financial advisory services. Results may vary based on individual credit history and cannot be guaranteed.

3. Payments and Refunds

  • All payments must be made in full before the commencement of services.
  • Refunds will be considered only if:
    • A duplicate payment has been made by mistake.
    • The service has not yet started and a written request is submitted within 3 working days of payment.
  • No refund will be processed once service delivery has begun.

4. Limitation of Liability

We strive for accuracy and reliability but do not guarantee specific outcomes. We are not responsible for any loss or damage arising from the use of our services or website.

5. Intellectual Property

All content on this website — including logos, text, and graphics — is the property of My Score Credit Repair and may not be copied or reproduced without permission.

6. Governing Law

These Terms are governed by the laws of India. Any disputes shall be subject to the jurisdiction of the courts in India.

Disclaimer

  • All information provided on this website is for educational and informational purposes only.
  • We do not guarantee specific credit score results, as outcomes depend on individual financial situations and credit history.
  • My Score Credit Repair is not a bank or lending institution and does not provide loans.

Contact Us

For any questions about our policies, please contact us:

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Service Summary

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DISCLAIMER Website Name: myscorecreditrepair.in myscorecreditrepair.in is a service-oriented website created to provide information and assistance related to financial products and credit repair services. The primary purpose of this website is to educate and guide users about how to understand, review, and improve their credit reports and credit scores, and how to apply for financial products responsibly. Important Notices 1. Service on Request Basis: Credit Repair Services are provided only upon your explicit request and consent. We act solely based on the information and authorization you provide. 2. Use of Information Provided by You: When you voluntarily share your PAN, Email ID, and Mobile Number (for example, through WhatsApp or our contact form), we use these details only to access and review your credit report from authorized credit bureaus such as TransUnion CIBIL, Experian, Equifax, and CRIF Highmark. Based on this report, we analyze errors or discrepancies and offer guidance on: ○ How to correct incorrect information, ○ How to resolve disputes, and ○ How to improve your credit score or financial profile. 3. No Illegal Modification: We do not delete, alter, or manipulate any data in your credit report. Any attempt to remove legitimate information from your report is illegal and strictly prohibited. Dispute resolution and correction timelines depend entirely on the respective credit bureaus. 4. Independent Decision and Responsibility: ○ When we log in to your CIBIL or any credit bureau account, we do so only with your consent. ○ If you apply for any loans, your application may be forwarded to banks or NBFCs only with your permission. ○ myscorecreditrepair.in and its management have no control over loan approval decisions, which depend solely on the respective financial institution’s policies and discretion. 5. Insurance and Mutual Funds: Any insurance or mutual fund services offered through this platform are provided only via duly authorized agents or distributors. Purpose of the Website The main objective of myscorecreditrepair.in is to provide educational guidance and advisory support on: ● How to review and correct your credit report, ● How to raise and resolve disputes with credit bureaus, ● How to improve your credit score, and ● How to apply for loans and understand required documentation. We do not guarantee loan approvals, credit score increases, or specific financial outcomes. All services are purely advisory in nature and based on information available from official credit bureaus and financial institutions. Limitation of Liability myscorecreditrepair.in and its representatives shall not be held liable for any loss, delay, rejection, or damages arising from: ● Any decision taken by banks, NBFCs, or credit bureaus, ● Any technical errors, discrepancies, or data inaccuracies, or ● Any misuse of personal data shared voluntarily by clients through third-party channels. By using our website or availing of our services, you acknowledge that you have read, understood, and agreed to this Disclaimer. DISCLAIMER Website Name: myscorecreditrepair.in myscorecreditrepair.in is a service-oriented website created to provide information and assistance related to financial products and credit repair services. The primary purpose of this website is to educate and guide users about how to understand, review, and improve their credit reports and credit scores, and how to apply for financial products responsibly. Important Notices 1. Service on Request Basis: Credit Repair Services are provided only upon your explicit request and consent. We act solely based on the information and authorization you provide. 2. Use of Information Provided by You: When you voluntarily share your PAN, Email ID, and Mobile Number (for example, through WhatsApp or our contact form), we use these details only to access and review your credit report from authorized credit bureaus such as TransUnion CIBIL, Experian, Equifax, and CRIF Highmark. Based on this report, we analyze errors or discrepancies and offer guidance on: ○ How to correct incorrect information, ○ How to resolve disputes, and ○ How to improve your credit score or financial profile. 3. No Illegal Modification: We do not delete, alter, or manipulate any data in your credit report. Any attempt to remove legitimate information from your report is illegal and strictly prohibited. Dispute resolution and correction timelines depend entirely on the respective credit bureaus. 4. Independent Decision and Responsibility: ○ When we log in to your CIBIL or any credit bureau account, we do so only with your consent. ○ If you apply for any loans, your application may be forwarded to banks or NBFCs only with your permission. ○ myscorecreditrepair.in and its management have no control over loan approval decisions, which depend solely on the respective financial institution’s policies and discretion. 5. Insurance and Mutual Funds: Any insurance or mutual fund services offered through this platform are provided only via duly authorized agents or distributors. Purpose of the Website The main objective of myscorecreditrepair.in is to provide educational guidance and advisory support on: ● How to review and correct your credit report, ● How to raise and resolve disputes with credit bureaus, ● How to improve your credit score, and ● How to apply for loans and understand required documentation. We do not guarantee loan approvals, credit score increases, or specific financial outcomes. All services are purely advisory in nature and based on information available from official credit bureaus and financial institutions. Limitation of Liability myscorecreditrepair.in and its representatives shall not be held liable for any loss, delay, rejection, or damages arising from: ● Any decision taken by banks, NBFCs, or credit bureaus, ● Any technical errors, discrepancies, or data inaccuracies, or ● Any misuse of personal data shared voluntarily by clients through third-party channels. By using our website or availing of our services, you acknowledge that you have read, understood, and agreed to this Disclaimer.